Form: 8-K

Current report

July 24, 2025

FALSE000133670600013367062025-07-222025-07-220001336706exch:XNAS2025-07-222025-07-22


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 23, 2025

Northpointe Bancshares, Inc.
(Exact name of registrant as specified in its charter)


Michigan
No. 001-42517
38-3413392
(State or other jurisdiction of (Commission File Number) (IRS Employer
incorporation) Identification No.)
3333 Deposit Drive Northeast
Grand Rapids, Michigan
49546
(Address of principal executive offices) (Zip Code)
(616) 940‑9400
(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a 12 under the Exchange Act (17 CFR 240.14a 12)
Pre-commencement communications pursuant to Rule 14d 2(b) under the Exchange Act (17 CFR 240.14d 2(b))
Pre-commencement communications pursuant to Rule 13e 4(c) under the Exchange Act (17 CFR 240 13e 4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered
Common Stock, no par value NPB New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).
Emerging growth company ☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.





Item 7.01 Regulation FD Disclosure.
On July 23, 2025, Northpointe Bancshares, Inc. (the "Company") hosted its second quarter 2025 earnings conference call and webcast for investors and analysts at 10:00 a.m. E.T. The archive of the conference call is available via webcast at ir.northpointe.com. The purpose of this 8-K is solely to correct the non-interest expense guidance provided verbally on the July 23, 2025 earnings call. The full-year 2025 non-interest expense guidance range was incorrectly misread as $128 million to $132 million. The correct full-year 2025 non-interest expense guidance range should have been read as $124 million to $128 million. The transcript, which is included on the Company’s website, in the “IR Calendar” page under “Second Quarter 2025 Earnings Conference Call”, has been corrected.

The information in Item 7.01 is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.
(d) Exhibits
Exhibit No. Description
104 Cover Page Interactive Data File (embedded within the Inline XBRL document).
* * * * * *



SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
NORTHPOINTE BANCSHARES, INC.
Date: July 24, 2025 By: /s/ Brad T. Howes
Brad T. Howes
Executive Vice President and Chief Financial Officer